You’ve probably heard of home, car, or even boat insurance, but gymnastics insurance may not be something you’ve seen advertised. Although, if you operate a gymnastics facility, gymnastics club insurance is designed to protect you, your equipment, your staff, and more.
For instance, an Accident Medical policy pays participants’ medical bills, when necessary, if they are injured during your facilities’ activities. General Liability covers participants, W-2s, and claims of physical injury or damaged property to others.
The insurance for gymnastics facilities we provide at Dance Studio Insurance is for amateur gymnastics clubs, and coverage is available for all states. Several activities that are covered by our policies, in addition to gymnastics instruction, include:
- Mommy & Me/Parent Tot
- Rhythmic gymnastics
- Pre-school gymnastics
- Birthday parties
- Day camps
- Day competitions
- Trampolines, with usage rules posted
- Inflatables, e.g., a tumble track
What is Covered
Gymnastics insurance coverage includes General Liability, Accident Medical, and an optional add-on for Contents and Equipment. W-2 employees and volunteer liability is included. Accident Medical accounts for medical bills that aren’t otherwise covered by the injured party’s health insurance, while Contents and Equipment covers equipment not attached to the building.
The below application is for gymnastics facilities where management has at least three years’ experience managing or owning a gymnastics facility. If you have been open less than three years, contact us for a different application.
How Payment Works
You’re probably wondering, “How much is gymnastics insurance?” Premiums start at just $775 per year, and we offer two payment options. You can pay in full upfront, or put 25 percent down and complete the payment in three equal installments.
The Benefits of Being Insured
As a gymnastics instructor or facility operator, you know all of the hard work and dedication that goes into a gymnastics routine. Unfortunately, like all sports, that hard work comes with a chance of injury. When you choose Dance Studio Insurance, you enjoy all of the benefits of a gymnastics insurance policy that protects you and your club.
Gymnastics facility insurance allows you to rest assured that you’re covered in the event of a participant injury. Even more, you can enjoy the peace of mind that your costly gymnastics equipment, flooring, and other items are covered in the event of a break-in or other property damage. Failing to purchase gymnastics insurance means you could end up having to pay costly medical bills and more due to lawsuits or claims. Property damage is also a cost that will fall on you instead of your insurance company.
Q: Does the gymnastics insurance cover cheerleading activities?
A: Yes, if you offer competitive cheer, or are a cheer-only gym, please let us know so that we can review the coverage prior to purchase to make sure you are properly insured.
Q: Does the gymnastics insurance cover mobile programs?
Q: Does the policy cover Parkour/Free Running?
A: While we allow gymnastics facilities to conduct Parkour/Free Running under our insurance program, insurance coverage for these activities is excluded and cannot be added on.
Choose Dance Studio Insurance
Dance Studio Insurance is your one-stop destination for gymnastics facility insurance. Our team is dedicated to the highest standards of integrity, commitment, and customer service. Our goal is always to provide you with the best possible gymnastics insurance for the most affordable price. Contact us now for your gymnastic insurance quote.