Our yoga teachers’ insurance covers a wide variety of yoga styles, including prenatal yoga.
Aerial Yoga is not included here. See our Aerial Instructor Insurance .
What kind of insurance do instructors need?
Liability insurance for yoga instructors will protect you in the event you are sued because of injury or death of a participant, spectator, or volunteer.
Additionally, some teachers add on Sexual Abuse and Molestation coverage because they are concerned about accusations due to the nature of the teacher-student relations or contact.
How do I apply?
We offer two different programs for yoga teachers’ insurance to meet your specific needs.
Both programs can cover either certified or non-certified yoga instructors.
Unsure which program is best for you? Get quotes for both, if you like, so you can compare quotes and coverages.
Program A will be best for you if you meet either of the following criteria:
- If you teach activities in both of these categories: Dance/Yoga/Aerobics and
- You need a higher aggregate limit than $1M. Check your contract for any such requirements.
You’ll need Program B if you meet any of these criteria:
- You need coverage outside of U.S. This applies if you teach on a cruise ship or otherwise conduct classes outside the U.S. You must have a permanent residence in U.S. to qualify.
- You need a higher per-occurrence limit than $1M. Check your contract with the facility you are teaching at to see if they require a higher per-occurrence limit.
Can I get an inexpensive policy?
Policies start at $125 for certified yoga instructors and $150 for non-certified instructors.
Q: I teach out of my house. Does my insurance cover me there?
A: No. Because you are responsible for the venue for classes you teach out of your house, you would need Yoga Studio Insurance.
Q: If I send a substitute to teach my class, is he or she covered under this insurance?
A: No, he or she would need to get their own insurance policy, as this liability insurance for yoga instructors only covers you.
Q: If I have an assistant or partner I teach classes with, is he or she covered under my policy?
A: No, this insurance only covers you. The assistant or partner would need his or her own policy.