Pilates Instructor Liability Insurance
Professional Liability Insurance for Pilates Instructors
This page is for instructors. If you are a Pilates studio, see our
Pilates studio insurance
As a Pilates professional you naturally face certain risks in working with the public. To protect yourself in the case of an accident, injury, or property damage, you need Pilates liability insurance. Dance Studio Insurance offers Pilates instructor liability insurance to help you deal with legal fees and other damages involved with on-site incidents. In fact, in order to serve as many Pilates instructors as possible, we now offer two different Pilates teacher insurance programs. Below, we guide you to figure out the one that is best for you!
Insurance for Pilates instructors is liability insurance, which covers you against qualifying claims of participant injury, or property damage to others.
Our Pilates instructor insurance is comprehensive, while being inexpensive. Coverage begins at about $125 per year.
Which Pilates insurance do I need?
Dance Studio Insurance provides various coverage plans to fit your needs as an instructor. If you are unsure if Program A or B is better for you, feel free to fill out both applications in order to compare coverage and cost. Either way, what you can count on when working with our company is getting an affordable, comprehensive plan backed by expertise in the industry. We are committed to the highest standards of ethics and integrity in insurance.
Program A is the best program for you if either of the following are true for you:
- You need a higher aggregate limit than $1M. Check your contract for requirements.
- If you need insurance for activities in both of these categories: Dance/Yoga/Aerobics and Exercise & Fitness/Personal Training.
Program B is the best program for you if any of these apply to you:
- You need coverage outside of U.S., such as if you teach on a cruise ship or otherwise conduct classes outside the U.S. (Note this is for those who have permanent residence in U.S.)
- You need a higher than $1M per-occurrence limit. Check your contract with the facility you are teaching at to see if they specify a requirement.
Q: Will my partner, helper, or substitute be covered under my policy?
A: No. Your Dance Studio Insurance policy covers you and you only. It is specifically created for situations in which one of your Pilates participants get injured in class or when there is property damage to someone’s studio in which you’re leading a class. Anyone working with you or for you will need his or her own insurance coverage, too.
Q: Will I be covered for classes I teach out of my home?
A: No, when you teach out of your home, your house functions as a Pilates studio in the eyes of insurance carriers. This means you will also need Pilates Studio Insurance
Q: Do I need to be certified to get coverage?
A: No. You can obtain coverage whether or not you’re certified, as coverage is available for both types of instructors under both programs. However, certification is an asset, as it makes you eligible for a premium discount on our plans.