Do You Need Dance Instructor Insurance?

If you are an individual who supervises or teaches classes engaging in dance activities, but are not an employee, this program is for you. We offer the most comprehensive liability insurance for dance teachers. If you operate your own studio, or lease space for your dance program, you will need Dance Studio Insurance.

Most dance activities are covered under this program, however, Aerial dance and Pole Dance instruction are not. You can get coverage for Aerial dance and Pole Dance under our Aerial & Pole Instructor Insurance program by filling the application here.

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What is Covered?

When you are covered by dance instructor liability insurance, you no longer have to worry about unpredictable scenarios that could unfold at your establishment and possibly lead to lawsuits. Instead, you can focus on doing what you love most — teaching individuals how to dance. The base policy includes liability coverage, which protects you in the event:

  • Of damage to the property you rent, or someone else’s property that’s not your own.
  • Of lawsuit arising from injury or death of participants, spectators, or volunteers.
  • That someone deems you negligent in your advice or instruction.

Optional Coverage Add-ons

Facilities you work for may require you to name them on your policy as Additional Insured. You can add Additional Insured certificates at no charge. Other optional coverages include worldwide coverage and increased liability limits.

How Does Coverage Work?

Insurance for dance instructors is a necessity. If one of your students becomes injured in class and files a lawsuit against you, the insurance protects you by covering all eligible claims. Exclusions (ineligible claims) apply to situations outside normal dance activities, and you will see them detailed on the application.


If you’re searching for the best insurance for dance teachers, look no further. Our coverage begins at $125 – $135 for certified dance instructors, and $165 – $179 for non-certified instructors.

How to Apply

  1. Fill out the application.
  2. Submit payment online with a credit/debit card or checking account.
  3. Policy documents will be automatically issued and available to download. You will be able to create/add insured certificates as needed.
  4. Call us with any questions, at 877-811-2271.

Common Questions

I will be traveling overseas to teach. Will my insurance cover me?
Your coverage will follow wherever you go within the U.S. and U.S. Territories, and you have the option to add back worldwide coverage! Claims or lawsuits against you will need to be brought into the U.S. in order to be submitted.

Does the Dance Teacher insurance cover me if I teach out of my house?
No. For classes you teach out of your house, you’ll need to be covered under the Dance Studio insurance program.

Will this insurance cover my partner, helper, or substitute?
No. This policy only will cover you, and he or she will need to get his or her own policy.