Zumba Instructor Insurance
If you’re running a professional Zumba class, one issue you should consider is liability. Have you ever wondered what would happen if one of your participants was injured? Alternatively, if you’re a contracting instructor at a studio, do you know what to do if the facility is damaged during a Zumba session? These questions demonstrate exactly why Zumba liability insurance is so important.
As a Zumba instructor, your students trust you to teach the class without incident and to help them establish an energetic, healthy routine that inspires an active lifestyle. Unfortunately, with such an upbeat exercise, each class can pose a risk. You could be held liable for accidents, whether it’s for injury, property damage, or negligence. Public liability insurance for Zumba instructors can help protect you from these claims and allow you to carry out classes to the best of your ability.
What does Zumba instructor insurance cover?
Dance Studio Insurance offers Zumba insurance for teachers and supervisors of Zumba activities. This insurance is able to provide the protection you need for unexpected damages or injuries that might occur on your watch. If a participant is hurt and needs medical attention or therapy, you would have some security in place to help with those costs if you were sued.
As a company committed to the highest standards of ethics and integrity, Dance Studio Insurance is proud to offer the most comprehensive insurance plans possible. To qualify for Zumba coverage, you must be over 18 years of age, and based in the U.S. Get a quote today!
What Zumba insurance coverage do I need?
All Zumba instructors need Zumba liability insurance. This means that the insurance will pay for qualifying claims when a student/participant injures him/herself and files a lawsuit against you.
The insurance policy of the studios you teach at may cover contractors on 1099s. Check with your studio to see if you are covered under their policy.
Sometimes your agreement with the facilities you work for will specify coverage limits they require. Higher liability limits are available.
Some instructors purchase optional Sexual Abuse and Molestation coverage because they are concerned about accusations due to the nature of the teacher-participant relations or contact.
How much does Zumba insurance cost?
At Dance Studio Insurance, we offer inexpensive liability insurance for Zumba instructors. Policies have no deductible, so even claims are affordable. Our Liability coverage is comprehensive, and we offer add-ons to tailor policy costs to your needs. The rates for certified Zumba instructors start at around $140-$165 per year.
When you apply:
On the first page of the application, you will be asked what type of instructor you are. Choose Exercise & Fitness/Personal Training, not Dance/Yoga/Aerobics.
Also, the application will ask you if you are certified, and what your certification number is. Since Zumba Instructor certification is via a license, there is no number associated. So, when prompted to enter your certification number, simply enter 12345.
How to Apply
Fill out application to receive quote
Submit payment online with credit/debit card or checking account
Policy documents will be automatically issued and available to download upon purchase Additional Insured Certificates can be created at any time during policy period for no charge If not ready to purchase, make note of your quote number to access it at a later time.
Q: If I teach Zumba dance classes out of my house, will those classes be covered under this insurance?
A: No. The insurance you would need for those classes is the Dance Studio Insurance.
Q: If I have a substitute/partner/helper, will this policy cover them too?
A: No. They will need to purchase their own Zumba Instructor Insurance.